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About Bobboem

Bobboem started this conversation

Hello, I also am a 100% Vet.  I started making payments on my student loans in late 2006.  In June 2007 I purchased a house in  Sequim, Wa.  I used my VA Loan and got a high-6.375%- interest rate.  Just last December 2009 I refinanced and got a rate of 4.875%.  Saved $300 per month. 

 I  am just making my payments on auto-pay and don't think about them.  You could probably arrange a low repay schedule like I did.  By the way I just shopped for the RE-Fi loan on the web and got the good rate.  I took just 3 weeks to turn around and cost me very little, like $1200 (rolled into the loan) to do it.  I went to First National Bank of Kansas City.  (I don't know or work for them).  Wells Fargo wanted to charge me $5600 to do the Re-Fi and just for a 5.6% rate.  Imagine my pleasure when Wells Fargo bought the loan from FNB of Kansas City.

 I just started paying and worked the system.  I am a 100% Vet with PTSDF and a not-so-sharp brain.

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positive thoughts

good for you on the refinance.  For myself I dont like to refinance anymore I am just focussing on paying my mortgage down.  I'm also trying to live a budget on cash this way I dont have to worry about my bank account or how much is in it.  I now have more than enough to pay my bills and for me it works out great.

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